Rental Property Interest Rates
Estimated financing rates for rental property, with historical trends: DSCR loans, conventional rentals, and commercial multifamily. Estimates, not quoted lender figures.
DSCR Loans
Conventional Rental Mortgages
Commercial Multifamily
Hard Money Loans
Bridge Loans
Estimated, not sourced
These are estimates, not sourced figures. They come from Trenly's own analysis rather than a lender's rate sheet or a published index, so treat them as a starting point and get a quote from a lender before you rely on a number. Last updated October 17, 2026.
Historical Trends
Loan Type Details
DSCR Loans
Debt Service Coverage Ratio loans based on property cash flow, not personal income. Typically 20-25% down payment.
Conventional Rental
Traditional investment property mortgages requiring personal income verification. Usually 20-25% down payment.
Commercial Multifamily
5+ unit properties financed as commercial real estate. Typically 20-30% down payment with stronger underwriting.
Hard Money
Short-term financing for fix-and-flip projects. Asset-based lending with higher rates but faster closing.
Bridge Loans
Transitional financing for property acquisition or renovation. Typically 6-24 month terms.
Rate Assumptions
Note: Rates shown are market averages and may vary by lender, borrower qualifications, property location, and current market conditions. Always consult with qualified lenders for personalized rate quotes.
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